Preheat Oven to 375* Chocolate Chips First Layer: Combine flour, butter and 1 cup Pecans in a 9 x 13 pan. Bake at 375, for 20 min...........let cool. Second Layer: Beat cream cheese and sugar together......add 10 oz. Of Cool Whip.....spread on first layer. Third Layer: Mix 4 1/4 cups of milk with 3 pkgs of pudding....beat 2 minutes....spread on second layer. Top Layer: Top op with remaining Cool Whip.....sprinkle with the extra 1/4 cup nuts and chocolate chips. Refrigerate this over night.