Make the filling first. In a saucepan, combine chocolate chips, cream cheese and milk. Melt over low heat, stirring constantly. Remove from heat. Stir in nuts and almond extract; blend well. Set aside. In a large bowl, combine all remaining ingredients. Mix well until crumbly. Press half the crust mixture into an oiled 7 x 11-inch pan. Spread filling over crust. Sprinkle rest of crust mixture over filling. Bake at 350 degrees for 20-25 minutes. Makes 18 bars